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Small Boats
Yachts
At the present time, we can not insure:
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Any powerboat with a top speed potential greater
than 70 mph;
Any powerboat that participates in any organized races
(excluding sailboats);
Any boat that may be used for a commercial purpose;
Any airboat, amphibious vehicle or hovercraft;
Custom boat that is not used for regular navigation
such as a stationary houseboat;
Any boat that has more than 6 regular operators;
Any boat that has more than 2 owners
(excluding spouses);
Any boat with a primary operator under the age of 16;
Any boat that is Unseaworthy;
Any boat with a steam engine
Any boat with an engine that has been modified for
additional performance such as the use of a nitrous-oxide booster;
Any boat with a regular operator that has been convicted of or
pleaded no contest to a felony;
Any boat with a regular operator that has had more than 4 minor
motor vehicle violations within the last 36 months;
Any boat with a regular operator that has had more that 1 major
motor vehicle violation within the last 36 months;
Any boat with a beam over 8’6" that is trailered;
Any boat that is used for parasailing;
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